Affordable European Countries Where Nigerians Can Earn and Save

When considering relocation, one major factor Nigerians weigh is whether they’ll truly earn enough to live well and save. At EasyJapa, we understand this. That’s why we connect clients to countries where your income can stretch beyond just survival.
Here’s a breakdown of three EasyJapa-supported European countries where many Nigerians find both work opportunities and a balanced cost of living, giving you room to build a future, not just pay bills.
Germany: Stability with Strong Earning Power
- Average Monthly Salary (after tax): €2,500–€3,500 (for many blue-collar and skilled roles)
- Average Rent (1-bedroom apartment): €600–€1,000 depending on the city
- Cost of Living Index: 65–70 (moderate)
- Saving Potential: High, especially in smaller cities
- Why It Works: Germany offers robust workers’ rights, reliable healthcare, and numerous job opportunities in logistics, construction, and caregiving.
📌 Source: Numbeo Germany Cost of Living
Luxembourg: High Salaries, Smart Spending Needed
- Average Monthly Salary (after tax): €2,000–€3,000
- Average Rent: €1,200–€1,800
- Cost of Living Index: 85+
- Saving Potential: Moderate to High, depending on housing
- Why It Works: Though rent is pricey, salaries are among the highest in Europe. Jobs in cleaning, hospitality, and caregiving are available to foreigners who are legally permitted to work.
📌 Source: Expatica Luxembourg Salaries & Living Costs
Croatia: Quietly Affordable and Growing
- Average Monthly Salary (after tax): €1,000–€1,400
- Average Rent: €300–€500
- Cost of Living Index: 55–60 (low)
- Saving Potential: High (especially for single earners)
- Why It Works: Croatia offers legal work opportunities in various sectors, including hospitality, cleaning, and warehouse support. It’s a great entry point for first-time migrants.
📌 Source: Numbeo Croatia Cost of Living
💼 Why This Matters for You
When relocating, it’s not just about finding a job — it’s about choosing a place where you can build, save, and live well. Countries like Germany, Luxembourg, and Croatia offer very different lifestyles, but each provides Nigerians with the opportunity to work and grow legally with the right support.
✈️ How EasyJapa Helps
At EasyJapa, we connect you to verified employers in affordable countries, guide you through the visa and job application process, and offer support even after you arrive to help you settle in wisely.
No guesswork. Just real opportunities and real progress.
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